I’m divorced. Do I have to wait for my ex to file for Social Security in order to file for benefits based on his record?
You (and every other “ex” your husband might have) are eligible to receive up to 50% of the benefit he has earned. However, you must meet all of the following conditions:
-Your marriage lasted 10 years or longer;
-You are currently unmarried;
-You are age 62 or older;
-Your ex-spouse is entitled to Social Security retirement or disability benefits;
T-he Social Security benefit you are entitled to based on your own work history is less than the amount you would receive based on your ex-spouse’s record.
If your ex-spouse has not applied for retirement benefits, but is eligible for them, you can still qualify for benefits based on his earnings provided you have been divorced for at least two years. Keep in mind that whether you apply for Social Security benefits as a current, divorced, or widowed spouse, if you have not reached your full retirement age when you file, you will receive a reduced amount.
DISCLAIMER: We make no warranties as to the accuracy or completeness of this website and accept no liability for its content or use. Any opinions expressed do not necessarily reflect the opinions of the National Association of Injured & Disabled Workers | NAIDW® or any of its agencies or affiliates. All information appearing on this website is solely intended to be merely informational in nature, and as such, is not intended to be legal/medical advice, nor should it be relied on, or constructed as legal/medical advice. Any comments, question, or concerns regarding this website should be directed to firstname.lastname@example.org All text, images and other content of this web site and materials are protected by copyright law and shall not be used, adapted or reproduced in any medium without the express, specific written consent of the NAIDW® All Rights Reserved.
NAIDW® is a nationally recognized 501 (c)(3) public charity. All Donations are 100% tax deductable! DLN: 17053203303010 EIN: 27-0469837