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Saturday, 25 September 2010 13:28

Social Security Disability Can Safe Guard You Featured

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Social security disability is a tricky subject for some people that don’t fully understand the concept. The truth about this type of disability compensation is a bit discomforting for those without a great deal of working history, as you earn this compensation throughout the many years you work. Although there are many that are able to receive a handsome amount from their social security disability benefits, there are those that are just without a lot of hope when relying on this resource to stabilize their finances after an injury incurred at work. So what exactly is this type of compensation, how much can it help, and how do you receive it?

What is Social Security Disability? Social security disability is a form of insurance compensation that is offered to employees hurt on the job, based on the time worked and the amount earned through the years. This can be used to compensate for loss of wages, medical costs, and any other costs associated with either the injury directly, or the loss of work due to the injury. The United States government disburses the compensation each month, which will equal the same amount, as a monthly average of your social security wages collected through working.  

How does it Work? Not everyone gets hurt at work, but there are some industries that carry higher risk including:

  • Construction
  • Mechanics
  • Roofing
  • Criminal Justice
These industries carry greater wages, but do have higher risks of injury, in which you want to know that you are covered just in case. If there is an instance where you are injured and you are not found at fault, social security disability is offered to ensure that you aren’t at a great loss. As you are accumulating social security benefits through your working years, you are creating a safe guard as well, ensuring that you are always protected from financial downfall due to work place injuries you may encounter. There are a number of injuries that can be occurred within the work place or during your job such as:
  • Falls
  • Items dropped on you
  • Equipment malfunctions
  • Technical errors

The situation will be evaluated to assess whether or not you are at fault, after which you will be determined for your qualifications for social security disability. There are proper channels by which you must follow in order to file for this compensation, which can be done through your local social security office, or even online.

How Much Can You Receive?  Getting disability compensation from social security is highly dependent on the amount you have paid into social security through your wages. The amount received in determined by the social security administration, which will indicate your amount within writing. You will then be given a schedule by which you receive your compensation. Each year, you will file these funds with your taxes, and you will treat these funds as if they are your employee wages, just like you would at work. However, you will be able to receive the medical care and treatment that you need, as well as the financial security needed when you aren’t able to work.

Where to Go for Assistance? Besides the local social security administration, you can definitely find many companies, as well as lawyers, that will assist you in getting your social security disability as quickly as possible. With claims like this, there are limitations on the time frame within which you are able to file a claim, with several different factors affecting the decision to award you with the compensation such as:

  • Medical proof there is an inability to work due to injury
  • Medical proof there is long term suffering from the injury
  • Medical proof the individual is medically disabled
  • Medical files and records, as well as costs and receipts
You will have to endure a bit of a wait going the typical route to file for social security benefits due to a disability, but if you are unable to work because of your disability, you will be able to get what you need to survive. There are many people that are unaware of the channels that are available to them, when they are right there looking at them directly, with easy access and use. If you have been injured on the job, there is a social security office within your locality, as well as online. These sources are excellent for obtaining your disability compensation, and there are lawyers that will too assist you when seeking your funds. There are various companies that will also work on your side to ensure that you receive your compensation in a timely manner as the process can be quite time consuming when done alone.
Read 5747 times Last modified on Sunday, 01 January 2012 22:24

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