What is Social Security Disability? Social security disability is a form of insurance compensation that is offered to employees hurt on the job, based on the time worked and the amount earned through the years. This can be used to compensate for loss of wages, medical costs, and any other costs associated with either the injury directly, or the loss of work due to the injury. The United States government disburses the compensation each month, which will equal the same amount, as a monthly average of your social security wages collected through working.
How does it Work? Not everyone gets hurt at work, but there are some industries that carry higher risk including:
- Criminal Justice
- Items dropped on you
- Equipment malfunctions
- Technical errors
The situation will be evaluated to assess whether or not you are at fault, after which you will be determined for your qualifications for social security disability. There are proper channels by which you must follow in order to file for this compensation, which can be done through your local social security office, or even online.
How Much Can You Receive? Getting disability compensation from social security is highly dependent on the amount you have paid into social security through your wages. The amount received in determined by the social security administration, which will indicate your amount within writing. You will then be given a schedule by which you receive your compensation. Each year, you will file these funds with your taxes, and you will treat these funds as if they are your employee wages, just like you would at work. However, you will be able to receive the medical care and treatment that you need, as well as the financial security needed when you aren’t able to work.
Where to Go for Assistance? Besides the local social security administration, you can definitely find many companies, as well as lawyers, that will assist you in getting your social security disability as quickly as possible. With claims like this, there are limitations on the time frame within which you are able to file a claim, with several different factors affecting the decision to award you with the compensation such as:
- Medical proof there is an inability to work due to injury
- Medical proof there is long term suffering from the injury
- Medical proof the individual is medically disabled
- Medical files and records, as well as costs and receipts